First Time Home Buyers
There are so many things to consider for first time home buyers that it can seem overwhelming at first. A great start for any first time buyer would be doing a little research before you start your search. It’s always good to inform yourself about the home buying process and learn how the industry works, because buying a home is long and complex process. For this reason, Charlestown Pads provides a vast number of local resources and information for first time home buyers so you can find a beautiful home to call your own!
The first thing to consider as a first time home buyer is financing. If you haven’t already, obtain your FICO credit score, as this will be a huge determining factor in the price range you’ll be looking for. If you have perfect credit, you’ll most likely be able to secure financing for any property that fits your income and expense level, but if you have less than good credit, it may limit you to less desirable options. Having good credit is important because it can expose you to better rates and terms, which can increase buying power.
Once you have your credit score, get pre approved for a mortgage. Nothing says you are a serious buyer more than being able to show a seller that you’ve been pre approved. Often times, sellers won’t even take offers from people that haven’t been pre-approved. It will also help you set a price range that you can go after, and then you’ll be able to use our mortgage calculator to project your monthly budget with better accuracy.
Today’s home buyers are fortunate to have a state of the art portal like Charlestown Pads that will allow them to browse through thousands of new and updated listings. On top of offering more listings for Charlestown properties than anywhere else, we also provide a wealth of resources for first time home buyers to help simplify the process of purchasing real estate. Resources include mortgage calculators, comparative analysis tools, advanced search tools, blogs and articles, and much more!
Reach out to one of the agents found here today and begin your journey to owning a home!
The first thing to consider as a first time home buyer is financing. If you haven’t already, obtain your FICO credit score, as this will be a huge determining factor in the price range you’ll be looking for. If you have perfect credit, you’ll most likely be able to secure financing for any property that fits your income and expense level, but if you have less than good credit, it may limit you to less desirable options. Having good credit is important because it can expose you to better rates and terms, which can increase buying power.
Once you have your credit score, get pre approved for a mortgage. Nothing says you are a serious buyer more than being able to show a seller that you’ve been pre approved. Often times, sellers won’t even take offers from people that haven’t been pre-approved. It will also help you set a price range that you can go after, and then you’ll be able to use our mortgage calculator to project your monthly budget with better accuracy.
Today’s home buyers are fortunate to have a state of the art portal like Charlestown Pads that will allow them to browse through thousands of new and updated listings. On top of offering more listings for Charlestown properties than anywhere else, we also provide a wealth of resources for first time home buyers to help simplify the process of purchasing real estate. Resources include mortgage calculators, comparative analysis tools, advanced search tools, blogs and articles, and much more!
Reach out to one of the agents found here today and begin your journey to owning a home!
Sales Listings in Charlestown MA
16
14 Monument Street #1, Boston, MA 02129
Listing # 72969031
29
16 LAWRENCE STREET, Boston, MA 02129
Listing # 72972436
23
